Comprehensive Services

My Client Management Fee Includes The Following Comprehensive Services

Comprehensive Services


  • Review of as well as guidance and recommendations relating to insurance products that the client owns or is considering purchasing including, life, health, long term care, Medicare supplement and annuity insurance products and policies whether or not the advisor is or is not the active or past agent on those products or policies.


  • Review of as well as guidance and recommendations relating to the client’s retirement plan assets not under the advisor’s control or authority including, 401k, 403b, 457 or other group retirement plans, pensions, deferred comp plans, employee stock options or other retirement plan assets not contained in this agreement’s custodian arrangement or otherwise subject to this agreement exclusive of this addendum.


  • Review of as well as guidance and recommendations relating to the purchase, sale, lease or rental of large capital assets including, real property, automobiles or other large assets.


  • Review of as well as guidance and recommendations relating to the financing or refinancing of large capital assets including, real property, automobiles or other large assets.


  • Review of as well as guidance and recommendations relating to financing or methods of payments for education costs and associated costs.


  • Review of as well as guidance and recommendations relating to estate settlement and asset transfers.


  • Review of as well as guidance and recommendations relating to consolidating, financing or refinancing loans, credit accounts or other debt.


  • Review of as well as guidance and recommendations relating to retirement planning including retirement income plan projections and Monte Carlo analyses.


  • Being the client’s advocate or negotiate on behalf of the client with other financial institutions including banks, insurance companies or other vendors as well as with professionals such as attorney’s and tax professionals.


  • Interacting and communicating with the client’s legal, tax or other representatives or professionals.


  • Interacting with and obtaining opinions, advice and recommended courses of action from other financial professionals on the client’s behalf.


  • Providing other financial reports, letters, opinions, telephone calls or meetings relating to the client’s other accounts, assets or activities not contained in this agreement’s custodian arrangement or otherwise subject to this agreement exclusive of this addendum.


  • Other financial related services, advice or guidance that may be identified or agreed to by the client and advisor from time to time.

 

The comprehensive services above are contained in the Addendum to the Sowell Investment Advisory Services Agreement and subject to the terms and conditions contained therein.

This Addendum and the Investment Advisory Services agreement can be obtained by calling 770-781-3940.